Checking
Accounts
Shopping around for a checking
account
There are many differences between financial institutions
and the services they offer, including the specifics
of checking accounts. Here are some things to consider
when shopping for a checking account:
Location
Availability of ATMs
Branch Offices
Hours of Operation
Fees
Monthly Fees (Balance Requirement)
Per Check Fees
Balance Inquiry Fees
ATM Fees
Other Charges
Overdraft Charges
Stop-Payment Fees
Certified Check Fees
Interest
Rate Earned
Minimum Deposit Requirement
Compounding Method
Restrictions
Minimum Balance
Deposit Insurance
Holding Period for Deposited Checks
Special Features
Direct Deposit
Automatic Payments
Overdraft Protection
Online Banking
Discounts or Free Checking for Students, Seniors or Certain Companies
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